What's the criteria?

Buying a home through Shared Ownership couldn't be easier. Just ask though if you're ever unsure on anything, we're here to help. Our team are award winning and are the experts in helping you buy a home through Shared Ownership. 

Yes, there's a few bits and pieces you need to tick to be able to buy a Shared Ownership home, but not much. These are: 

It's an ownership thing.

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What costs should I think about?

Other costs to tot up include those you’d consider in a traditional purchase, like:

  • Solicitors fees
  • Mortgage survey fees
  • Stamp duty on homes costing more than £125,000. Want to have a look at how much this would be on a Shared Ownership home? Use the calculator by clicking here.
  • Any mortgage arrangement fees
  • Indemnity premium
  • Removal costs
  • A deposit to secure a property from us

And you’ll need to think about:

  • Mortgage protection insurance
  • House contents insurance
  • Council tax
  • Gas, electric, water and telephone charges
  • Other household bills
  • All repair and redecoration costs

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What's a service charge?

A service charge is something you pay as one of our customers that helps towards the costs of providing and maintaining services as well as other bits such as insurance and management costs.

Want to know a bit more about them? No worries. Give our team a shout and we'll be happy to talk them through.

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